BELCHERTOWN — The Hampshire County Group Insurance Trust ended fiscal year 2026 with $7 million in the positive, more than $1 million in reserves and far greater financial stability than one year ago. Belchertown did not leave the group, but began investigating other options in case the Hampshire County Group Insurance Trust’s downward trajectory continued. After a quick turnaround by the trust’s consultant, Hilb Group New England, the municipality appears to be back on board. Specific stop-loss insurance applies to individuals with high medical bills, while aggregate stop-loss insurance covers the total claims of all 3,301 individual members. Over the next year, Hilb Group plans to transition its focus from short-term stability to long-term sustainability.