Hyderabad has emerged as one of the leading cities driving growth in cafe-related UPI spending during the first half of 2026, according to superSpends 2.0, a report released by fintech platform super.money. Credit usage via UPI is up among youthAnother notable trend highlighted in the report is the increasing use of credit through UPI. Rising consumer confidence in digital transactions is creating opportunities for financial inclusion, digital commerce and wider adoption of credit products. Evolution of young India’s spending habitsCommenting on the findings, Prakash Sikaria, Founder and CEO of super.money, said every digital payment provides insights into how young India’s financial habits are changing. These insights reflect both changing consumer preferences and the growing maturity of India's digital payments ecosystem," he said.