Now as we enter the era of agentic AI, we are going beyond AI assistance and harnessing the power of AI to execute work and tasks with our supervision. We believe agentic commerce will expand our addressable market and drive future growth for Visa. This one centers on securing Visa payments within agentic commerce, explained McInerney:Through the partnership, Visa will provide its global network, credentialing capabilities and security infrastructure to support agentic commerce experiences, helping consumers and businesses interact and transact with confidence. But again, just if you zoom out a bit, like we've had a long history of AI at Visa. Of course Visa is hardly alone in using AI as an excuse to rationalize its workforce.