Key insight : Visa's earnings slightly beat analyst expectations as the card network announced layoffs. : Visa's earnings slightly beat analyst expectations as the card network announced layoffs. : The credit card company said AI has enabled it to develop products and technology faster, and to restructure how it builds new products. "AI is also helping to accelerate this evolution and shape the way work gets done at Visa," CEO Ryan McInerney said during Tuesday's earnings call. Visa's investments in AI during the quarter included AI Financial Assistant, which the card network says adds financial guidance into banking apps.