Paytm has started publishing its quarterly earnings material also as a downloadable markdown (.md) file, meant specifically to be fed into AI chatbots and agents. “For everyone, I have a very interesting news that this time, we picked up ‘.md file’. And as you can expect, this is not a ‘Madhur Deora’ file, this is a ‘markdown’ (.md) file as we call it in the AI world,” Sharma said on the call. “So, you basically have even all the information in a single .md file and you can talk to our agent that will be powering this soon. “When you have a financial services business powered by AI, the differentiation will be how many customers you have and what you do with them,” he said.