For global merchants, Pix 4x simplifies the complexity of offering installments as a cross-border payment option while removing financial risk. This mirrors EBANX’s proven approach in local payments of using advanced technology to extend installments to underbanked consumers, enabling them to access the global digital economy. “What makes Brazil’s BNPL market unique is how it merges the nation’s long-standing installment culture with modern instant payment infrastructure. Founded in 2012 in Brazil, EBANX was built with a mission to expand access to international digital commerce. The company offers an installment solution with instant, transaction-by-transaction risk analysis, ensuring security for merchants and greater access to credit for consumers.