Excluding this extraordinary charge, the bank’s net profit would have stood at INR 5,528 crore. On the liabilities side, global deposits grew 13.8% YoY, with domestic deposits rising 14.7%. Net Interest Income (NII) for the quarter expanded by 9.5% YoY to INR 12,524 crore, while non-interest income came in at INR 3,470 crore, supported by treasury income (INR 893 crore), recoveries from written-off accounts (INR 1,006 crore), and PSLC income (INR 280 crore). Operating expenses remained flat YoY at INR 7,868 crore, helping the bank post an operating profit of INR 8,127 crore. The slippage ratio improved by 25 bps YoY to 0.91%, and credit cost reduced sharply to 0.29% from 0.55% in the year-ago period.