Financial infidelity — hiding financial information from a partner — is a topic wealth advisors often have to address with clients. Financial infidelity can come in many forms. Brent Gardner, a Dallas-based independent insurance broker, said he doesn't refer to money separation between couples as "financial infidelity," but rather, just privacy. Shane Tenny, financial advisor and managing partner at Charlotte-based Spaugh Dameron Tenny, said apart from secret spending, affluent clients have tendencies toward secret saving. Tolerating and controlling your own emotional reaction to the client's actions, and emotional reaction to a client's reaction about being inquired about it in the meeting, is a large part of approaching financial infidelity, Fager said.