New York trained about 270 investigators from 55 agencies to improve detection and prosecution of insurance fraud and staged crashes. A new Senate bill would make staged crashes into commercial motor vehicles a federal crime as New York trains investigators from 55 law enforcement agencies to prosecute these insurance fraud schemes. “Anyone who stages or helps stage an accident with a commercial motor vehicle endangers people’s lives and livelihoods. I’m fighting to crack down insurance fraud so our first responders can focus on keeping us safe. pic.twitter.com/0vh4VBLFl0 — Governor Kathy Hochul (@GovKathyHochul) April 17, 2026Her mission to crush insurance fraud revealed staged crashes and associated insurance fraud inflated premiums by up to $300 annually, and insurance rates averaged $4,000 annually, $1,500 more than the national level.