The “Paycheck to Paycheck” ProblemEven before this energy price spike, affordability was a big problem. Americans are saving less, and more people are living paycheck to paycheck. The firm’s survey showed that 41% of households making more than $300,000 per year consider themselves “paycheck to paycheck”. Source: Goldman SachsShockingly, 40% of those making more than $500,000 per year also report living paycheck to paycheck. But if you’re reading this newsletter, that means you’re actively looking to become a more effective investor.