Richmond Mutual Bancorporation (NASDAQ:RMBI – Get Free Report) and Blue Foundry Bancorp (NASDAQ:BLFY – Get Free Report) are both small-cap finance companies, but which is the superior investment? Get Richmond Mutual Bancorporation alerts:ProfitabilityThis table compares Richmond Mutual Bancorporation and Blue Foundry Bancorp’s net margins, return on equity and return on assets. Net Margins Return on Equity Return on Assets Richmond Mutual Bancorporation 10.83% 7.10% 0.63% Blue Foundry Bancorp -12.49% -3.45% -0.55%Valuation and EarningsThis table compares Richmond Mutual Bancorporation and Blue Foundry Bancorp”s top-line revenue, earnings per share (EPS) and valuation. Gross Revenue Price/Sales Ratio Net Income Earnings Per Share Price/Earnings Ratio Richmond Mutual Bancorporation $85.28 million 1.76 $9.38 million $0.94 15.30 Blue Foundry Bancorp $87.25 million 2.21 -$11.91 million ($0.55) -16.33Richmond Mutual Bancorporation has higher earnings, but lower revenue than Blue Foundry Bancorp. Given Blue Foundry Bancorp’s higher probable upside, analysts plainly believe Blue Foundry Bancorp is more favorable than Richmond Mutual Bancorporation.