The new Monarch Plus tier adds powerful capabilities for forecasting, investment tracking, long-term planning, and business finances. You can start using Monarch after connecting your accounts, but I recommend going through the site’s unusually thorough Settings pages. You can view your data separately, but Monarch also accommodates what it calls shared views that combine financial information from multiple people. Easily Separate Business and Personal DataA new entry on the Dashboard supports one of the features you get with Monarch Plus. But no other personal finance app that I’ve reviewed lets you assign transactions to one of your collaborators for review.