'I own my own home - can I still claim Universal Credit?' A potential Universal Credit claimant has questioned whether owning their own home would affect their eligibility. "This applies if you used to get tax credits and had a letter from the DWP telling you to move to Universal Credit. Article continues below"You can get Universal Credit if you’re self-employed - the application process is the same. "Whether you’ll be able to get Universal Credit depends on your situation."