The issue is no longer whether mortgages can be digitized, but whether the surrounding trust ecosystem is mature enough to support fully digital property transactions. Work is in progress to find an answer – but different jurisdictional contexts mean that digital ID for real estate looks different in the U.S. than in the UK. MISMO says the guidance aligns with its broader digital mortgage strategy, which aims to extend standardized digital documentation across the broader mortgage closing process. UK digital ID sector waiting on strategy, amendments from governmentThe UK’s relationship with digital real estate transactions is somewhat more fraught. Article Topicsdigital identity | electronic-signature | identity verification | Qualified Electronic Signatures (QES) | real estate | UK digital ID | United States