Garlinghouse Calls CLARITY Act the Final XRP Regulatory Barrier as Institutional Adoption LoomsRipple CEO Brad Garlinghouse believes the CLARITY Act could be the last major regulatory hurdle preventing XRP from achieving broader institutional adoption. A finalized CLARITY Act could needed for companies to confidently build and deploy blockchain-based financial solutions. CLARITY Act Could Become Crypto’s Next Major CatalystThe potential impact of the legislation goes beyond compliance. Removing XRP’s Regulatory DiscountMany XRP investors believe the top altcoin has traded under a regulatory discount because of prolonged uncertainty in the U.S. market. If the CLARITY Act becomes law, attention could shift away from and toward XRP’s real-world utility, network growth, and role in the future of digital finance.