New Delhi: In FY26, Indian commercial banks collected a combined total of Rs 7,087 crore from non-maintenance of minimum balance charges. Private sector banks have collected Rs 4,948.71 crore from account holders for failing to maintain minimum average balance in their current accounts and savings accounts in FY26, Parliament was informed Tuesday. During the period under review, public sector banks (PSBs) collected Rs 2,137.92 crore for the non-maintenance of minimum average balance (current account & savings account), Minister of State for Finance Pankaj Chaudhary said in a written reply to the Rajya Sabha. HDFC Bank collected the highest amount — Rs 1,798.14 crore, followed by Axis Bank at Rs 1,081.33 crore during FY26, he said, quoting Reserve Bank of India (RBI) data. Both these private-sector lenders collected Rs 2,879.47 crore as charges for non-maintenance of minimum average balance.