Still, 89 per cent said they feel confident in their ability to spot fraud. Fraudsters are using artificial intelligence to develop new scams faster, making it harder for Canadians to spot them, he said. The survey suggests 41 per cent never consult resources or educate themselves on fraud prevention. Younger Canadians stood out in their proactive approach and fraud education, while also helping protect their loved ones from getting scammed. However, 65 per cent of younger Canadians admit their behaviours made them more vulnerable to scams — above the national average of 52 per cent.