Quick ReadJEPI and JEPQ pay covered-call income monthly, distributing $4.57 and $6.26 per share respectively over the trailing 12 months. Covered-call ETFs cap upside in bull markets and pay variable distributions, so SCHD and VYM's dividend growth helps fight inflation over a long retirement. That is where a stacked income portfolio comes in, and four ETFs do the heavy lifting: JPMorgan Equity Premium Income ETF (NYSEARCA:JEPI), JPMorgan Nasdaq Equity Premium Income ETF (NASDAQ:JEPQ), Schwab U.S. Dividend Equity ETF (NYSEARCA:SCHD), and Vanguard High Dividend Yield ETF (NYSEARCA:VYM). J.P. Morgan runs a low-volatility basket of large-cap U.S. stocks and layers equity-linked notes on top to sell upside for cash income. If JEPI is your Treasury-like anchor, JEPQ is the growth-tilted sibling that still deposits cash every month.