A new analysis by personal finance site MoneyLion found only two states have seen healthy growth in middle-class income compared to inflation. MassachusettsMedian household income 2024: $104,828Median household income 2019: $81,215Necessities cost of living annually 2024: $75,571Necessities cost of living annually 2019: $49,6335-year % change in income compared to 5-year % change in cost of living: -23.2%2. New JerseyMedian household income 2024: $104,294Median household income 2019: $82,545Necessities cost of living annually 2024: $65,009Necessities cost of living annually 2019: $43,5835-year % change in income compared to 5-year % change in cost of living: -22.8%3. New HampshireMedian household income 2024: $99,782Median household income 2019: $76,768Necessities cost of living annually 2024: $61,191Necessities cost of living annually 2019: $41,0615-year % change in income compared to 5-year % change in cost of living: -19.1%4. HawaiiMedian household income 2024: $100,745Median household income 2019: $81,275Necessities cost of living annually 2024: $100,914Necessities cost of living annually 2019: $71,2005-year % change in income compared to 5-year % change in cost of living: -17.8%7.