If you've been running the numbers without ever actually checking in on how you feel about work, you might be missing half the picture. According to a 2025 survey from the Employee Benefit Research Institute, 30% of employed workers expect to retire at age 70 or older, or don't plan to retire at all. Here's where their money is actually goingSo how do you know when you're actually ready? So while having a solid nest egg is critical, it's worthwhile to check in with yourself to figure out whether you're ready emotionally, too. 10 signs you may be ready to retireTry running through this checklist to get a better picture of your retirement readiness: