You’ve got a leg up on about 50% of Americans if you check off any of these three boxes — how do you stack up?

Orange Line Media/ShutterstockIf financial worries are keeping you up at night, you may feel like you're alone – but you're definitely not. In fact, a record 55% of Americans say their financial situation is getting worse, according to Gallup research from April. This marks the fifth consecutive year Americans are feeling worse about their finances – the worst such period since The Great Recession. You aren't living paycheck-to-paycheckAs of 2026, 54% of American adults say they are living paycheck to paycheck, according to a Ramsey Solutions study. People living paycheck to paycheck may struggle to meet basic living expenses if they were to suddenly stop receiving a paycheck.