On July 15, Stripe made an offer to buy PayPal (NASDAQ: PYPL) for $53 billion. Their combination would carry immediate consequences for XRP (CRYPTO: XRP), Solana (CRYPTO: SOL), and other coins, and would dramatically shake up the pecking order among stablecoins, with knock-on effects elsewhere. Let's analyze how this deal could change crypto's competitive landscape overnight despite neither Stripe nor PayPal being crypto-first businesses. PayPal, if it ends up being acquired, will bring the ingredients that Stripe cannot buy outright: consumers. PayPal's stablecoin, PayPal USD, has a $2.7 billion market cap, with Solana as its default payment network since February.