SBI Cards's total revenue from operations also witnessed a 3.4% year-on-year growth, reaching ₹5,041 crore in Q1 FY27 as against ₹5,035 crore in the same quarter last year. However, the company's net interest income (NII) remained largely stable with a marginal decline of 0.3% to ₹1,676 crore from ₹1,681 crore in the corresponding quarter last year.