Learn more about CD rates today and where to find high-yield CDs with the best rates available. Banks with the best CD rates right nowToday's CD rates vary quite a bit. Even so, with the Fed leaving rates unchanged so far in 2026, some banks are still offering competitive CD rates. This highlights the importance of shopping around for the best CD rates before opening an account. If you're looking for the best CD rates available today, an online bank is a great place to start.