bunq is now offering a limited-time term deposit with 2.51% annual interest, timed perfectly to make the most of your vakantiegeld (holiday allowance). Between May 22 and June 14, 2026, bunq is offering a fixed annual interest rate of 2.51% on six-month term deposits. If you’re sick of changeable Dutch interest rates, the good news is that bunq’s fixed annual rates really mean fixed. A term deposit, also known as a termijndeposito or spaardeposito in Dutch, is a straightforward alternative to regular savings accounts. 2.51% fixed annual interest rate for 6 months.