In my recent article on the Bank of Namibia’s repo rate increase, I argued that monetary policy decisions are not just technical matters for economists and bankers. That discussion has become even more important as Windhoek residents now face another pressure point: the rising cost of basic municipal services. Windhoek is becoming more expensive to live in, and the burden is being felt by most ordinary residents. Municipal tariffs are the charges residents pay for services provided by the City of Windhoek, such as water, waste collection and sewerage. The recent repo rate increase adds pressure on the people with loans.