The Union Territory of Jammu and Kashmir, Registrar Cooperative Societies, Board of Administrators of the Urban Cooperative Bank and other official respondents were represented by Government Advocate Faheem Nisar Shah. N. A. Dendru appeared for J&K Bank, while Nitin Parihar represented the Reserve Bank of India. Mohammad Shafi Reshi joined the Urban Cooperative Bank, Anantnag in 1987 as an Accounts Clerk and was promoted as General Manager/Chief Executive Officer in 2015. Subsequently, the Registrar, Cooperative Societies appointed a Board of Administrators in September 2024 after superseding the elected Board of Management. Before examining the merits, the High Court considered an objection that a writ petition could not be maintained against the Urban Cooperative Bank because it was not a “State” under Article 12 of the Constitution.