Matador Network has partnered with World Nomads to bring you the best info and rates on travel insurance policies. To ensure your travel insurance policy works when you need it, make notes of what you’re packing in each bag or suitcase. Lost luggage claims are more common than you’d think – and should be part of your policy shoppingBefore choosing a travel insurance policy, examine the details of its baggage coverage. Keep an eye on exclusions – and fine printWhat you don’t see is just as important as what you do see in your travel insurance policy. Permanently lost: Coverage up to the maximum policy value, adjusted for depreciation.