SNAP recipients, meanwhile, have largely relied on technology from another era, leading to billions lost to scammers. Several states across the country are now moving toward chipped EBT cards to prevent those funds from being easily stolen. Making the move to chip cards will save significant amounts of money by reducing stolen funds, but it also costs states more money. It’s estimated that each chipped card costs a few dollars more for the states than magnetic stripe cards do. But because the stolen funds primarily affect the recipients and the states themselves, many have been reluctant to make the switch.