Find the right private health insurance policy using the service provided by LifeSearch. Get a quoteHow much does private health insurance cost by age? LifeSearch analysed average sample quotes from June 2026 to show how private health insurance costs can change with age. Find out more: best private health insuranceWhy does private medical insurance get more expensive as you age? Private health insurance usually gets more expensive with age because insurers expect older customers to be more likely to need treatment.