Current price of goldThe opening price of gold futures on Monday, July 20, 2026, was down 0.3% from Friday's closing price. The two main gold prices investors should know about are spot prices and gold futures prices. Gold ETFs that are backed by physical gold assets generally track the gold spot price. The spot price is more like a wholesale price, and the spot price plus the gold premium is the retail price. Factors that affect gold pricesSupply and demand determine gold spot prices and gold futures prices.