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Coinbase Shares Surge as Bitcoin Loans Top $1B and Stablecoin Law Boosts Confidence
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FinanceFeeds
Bitcoin Loans Cross $1 BillionLaunched less than a year ago, Coinbase’s lending program allows customers to borrow U.S. dollar–pegged stablecoins using Bitcoin as collateral.
The average loan size is about $54,000, with borrowing limits set to expand from $1 million to $5 million per customer as demand rises.
The initiative, powered by on-chain lending infrastructure provider Morpho, gives users liquidity without forcing them to sell their Bitcoin.
The law offers long-sought clarity for the sector and could accelerate adoption of USDC, the stablecoin Coinbase co-founded with Circle.
Recently, Coinbase CEO Brian Armstrong projected that Bitcoin could reach a value of $1 million by 2030.