However, delays in scaling Mali beyond its beta phase created an opening for Safaricom to introduce Ziidi, another MMF that mirrors Mali in interface, functionality, and features. Data Breach Concerns: Genghis argues that these migrations, without explicit customer consent, amount to a data breach under Kenya’s data protection laws. The firm also accused Safaricom of prioritizing Ziidi over Mali, despite a commercial agreement that entrusted Genghis with Mali’s management. No Data Breach: The company categorically denies allegations of data breaches, asserting that all customer data is handled in compliance with Kenya’s data protection regulations. As a user of both Mali and Ziidi, I’ll continue monitoring their interest rates, features, and user experiences.