tete_escape // Shutterstock5 phone scams that are catching people off guardScammers are getting smarter, and so are their tricks. From fake delivery alerts to impersonated government agencies, phone scams are more convincing (and more frequent) than ever before. PeopleFinders shares some of the most common phone scams happening right now, how to spot them, and what to do if you get a suspicious call. If a phone number was provided, consider running it through a reverse phone lookup tool to see if it’s associated with any scams. What to do:Hang up and call your bank directly using the phone number on the back of your card.