SNEHIT PHOTO // ShutterstockHow Gen Z is breaking into the housing market and whereFor years, the narrative has been that Gen Z—the generation born roughly between 1997 and 2012—would never buy homes, tamped down by student loans, rising rents, and skyrocketing home prices. Gen Z now makes up a growing slice of homebuyers, often prioritizing affordability, lifestyle flexibility, and remote-work-friendly locations over traditional big-city hubs. Gen Z is entering the housing market earlier than many expected, with some buyers purchasing homes in their early to mid-20s. Where Gen Z is Investing the Most in HousingTo get a clearer picture of where Gen Z is actively entering the housing market, we can look at data on mortgage requests from young buyers. Key TakeawaysWhile Gen Z faces unique challenges in today’s housing market, they’re proving to be resourceful, creative, and determined buyers.