A new GoCompare survey of 1,000 parents found that 70% said they have, or would consider, naming themselves as the main driver on their child’s car insurance to cut costs. Car fronting is when someone tries to cut the cost of another person’s car insurance by falsely declaring themselves as the main driver. Find out more: car insurance for young driversWhat are the risks of lying? If your name appears, you may struggle to get car insurance in future and could even face problems when applying for a mortgage. Car insurance premiums have soared, hitting record levels at the start of 2024.