New York State has announced that applications are now open for New York’s flagship college financial aid programs, including TAP, the STEM Incentive Program, and the 2026–27 FAFSA. STEM Incentive ProgramCovers full SUNY/CUNY tuition for top 10% of high school graduates entering eligible STEM majors. Also used to determine eligibility for state programs like TAP and STEM. New law requires FAFSA completion for graduationTo ensure no student misses out on federal aid, New York has enacted a Universal FAFSA Completion law. These financial aid programs offer a real path to a degree without crushing debt.