While television dramas often focus on dramatic courtroom battles, the reality is that most personal injury cases are resolved outside of court through settlements. What Is a Personal Injury Settlement? Why Most Cases SettleThere are several reasons why personal injury settlements are so common:Time and Cost: Trials can take months or years and involve significant legal expenses. The injured party wants to set a precedent or hold the defendant publicly accountable. Factors That Influence Settlement AmountsNo two personal injury settlements are the same.