Fear of Losing Bundling DiscountsMany Texans bundle their auto and homeowners insurance to save money. You might lose that sweet discount on your homeowners insurance. The “What If” of Non-RenewalsHere’s a real fear: If you split your policies, will your homeowners insurance provider drop you? Insurance shopping is overwhelming. But has anyone stopped to consider how these fears—of shopping, splitting policies, or losing coverage—are affecting the insurance industry itself?