USAA to Pay $5 Million in Late Fee SettlementUSAA has agreed to settle a class-action lawsuit for $5 million. From 2011 to 2019, plaintiffs claim USAA collected $8.1 million in “unlawful” late fees from over 127,000 policyholders in Maryland. Before June 2011: USAA had state approval to charge a $10 late fee for members who missed their payment deadlines. The company paid a $67,500 administrative penalty and refunded about $7.3 million in late fees to its Maryland members. The company paid a $67,500 administrative penalty and refunded about $7.3 million in late fees to its Maryland members.