Climate change is often a controversial and uncomfortable subject, but this is not necessarily the case in the insurance industry. Insurance and climate change have become intertwined over the past few years. The insurance industry may begin playing a more vital role in climate change mitigation within the near future. The UN suggests that climate change may also have a severe impact on the world’s food systems, which could also contribute to political fallout and serious economic disasters. These policies offer some protection against climate-related events, but the insurance industry has yet to tackle the overarching issue of climate change.