Gen Z now makes up a growing slice of homebuyers, often prioritizing affordability, lifestyle flexibility, and remote-work-friendly locations over traditional big-city hubs. Gen Z is entering the housing market earlier than many expected, with some buyers purchasing homes in their early to mid-20s. With more jobs offering flexibility, Gen Z can shop in lower-cost areas while still keeping higher-paying jobs in big-city markets. Where Gen Z is Investing the Most in HousingTo get a clearer picture of where Gen Z is actively entering the housing market, we can look at data on mortgage requests from young buyers. Key TakeawaysWhile Gen Z faces unique challenges in today’s housing market, they’re proving to be resourceful, creative, and determined buyers.