The latest victim emptied a retirement account and provided the money to Chad Skena — but never received a dollar back on the investment, according to prosecutors. Additionally, Skena provided the victim with a mortgage document for Skena’s residence as a backing for the investment. Skena, of Monroeville, was charged in Armstrong County with insurance fraud, theft by deception, deceptive business practices, and securing execution of documents by deception, according to Attorney General Dave Sunday. This is the third time Skena has been charged with fraud since April 2024, according to Sunday. “The publication of the defendant’s prior bad acts prompted this victim to come forward, and our Insurance Fraud Section took it from there.”Skena’s insurance licenses were revoked on March 17.