First Resource Bancorp (OTCMKTS:FRSB – Get Free Report) and S&T Bancorp (NASDAQ:STBA – Get Free Report) are both small-cap finance companies, but which is the superior business? Get First Resource Bancorp alerts:Analyst RatingsThis is a breakdown of current ratings and price targets for First Resource Bancorp and S&T Bancorp, as reported by MarketBeat.com. Given S&T Bancorp’s stronger consensus rating and higher possible upside, analysts clearly believe S&T Bancorp is more favorable than First Resource Bancorp. ProfitabilityNet Margins Return on Equity Return on Assets First Resource Bancorp 15.37% N/A N/A S&T Bancorp 23.39% 9.32% 1.35%Valuation and EarningsThis table compares First Resource Bancorp and S&T Bancorp’s net margins, return on equity and return on assets. Gross Revenue Price/Sales Ratio Net Income Earnings Per Share Price/Earnings Ratio First Resource Bancorp $37.81 million 1.43 $5.31 million $2.06 8.78 S&T Bancorp $384.51 million 3.71 $131.26 million $3.41 10.91S&T Bancorp has higher revenue and earnings than First Resource Bancorp.