But now, months later, after the flags and banners have been folded and the drums put away, the Development Bank is not so much a bank as it is a lending agency for small businesses—essentially a glorified pawn shop. The Grameen Bank – the so-called Bank of the Poor – incidentally, wasn’t without its controversies. Before long, the Development Bank will resemble less an institution of financial empowerment and more a Christmas tree with ornaments of political favors. And so, the much-heralded Development Bank has shriveled into a damp squib. Maybe, just maybe, a $200 million “development bank” will spark the next Silicon Valley in Silica City.