An insurance claims adjuster in Camden County allegedly fabricated filings for work to be done on properties and used his position to approve payouts of nearly $200,000 he kept for himself, the New Jersey Office of Attorney General said Thursday. John Philbin, 48, of Clementon, worked for Assurant — an international insurance company based in Atlanta — when he allegedly began submitting bogus claims for properties in New Jersey, prosecutors said. He allegedly used false identities, fake vendor estimates and invoices from non-existent companies among the documents submitted. Insurers issued payouts for work that never occurred and the money allegedly was directed to bank accounts Philbin controlled. Insurers paid out a total of $191,163 on the fake claims Philbin allegedly submitted.