Account Type Bonus Amount Offer Expiration Chime Referral Bonus Up to $100 per referral Ongoing Chime SpotMe Bonus Up to $50 Ongoing — based on account history While the $100 referral bonus isn’t tied to a specific Chime account type, qualifying new customers can open either a Chime savings or checking account using a referral link from an existing Chime member. Chime offers a referral bonus where you can get up to $100 if you open a new Chime account through a referral link sent by a friend and then put in a qualifying direct deposit of $200 or more within the first 45 days of opening the account.