What We’re FacingWealth disparity and the racial wealth gap in America are dramatic. But alas, that would still leave unaddressed our unjust and reprehensible racial wealth gap. Reparations provide a retrospective approach to achieving racial justice and directly address the Black-White racial wealth gap. More of the racial wealth gap is accounted for by inheritance, bequests, and in vivo transfers, than any behavioral, demographic, or socioeconomic indicator. The intergenerational racial wealth gap was structurally created and has virtually nothing to do with individual or racialized choices.