For me, that should be the objective when investing money. Our family financial goals are different. Knowing this about our financial philosophy, here is how I would advise anyone to think about investing the occasional cash windfall:1. It might mean investing money to start a micro-enterprise (last year we took a few thousand dollars and began a value-added wool business with our sheep’s fleeces), or buying tools you need to build, fix or mend things. So there are my thoughts and suggestions when it comes to investing money responsibly.