None
IT
Best Personal Loans of October 2025: Options for All Credit Levels
['With More Than Articles Featuring Her Byline', 'Becca Borawski Jenkins Has Shaped How Our Brand Covers Personal Finance', 'Specifically Taxes. She Knows How To Make Complex Topics Like Deductions', 'Credits', 'Filing Strategies', 'Tax-Advantaged Accounts Approachable', 'Clear. Come Tax Season', "She'S The Resource Readers Come Back To.", 'Kate Underwood Spent Fifteen Years As A High School English', 'French Teacher Before Writing About Personal Finance. Her Specialties Include Investing']
FinanceBuzz
You are not required to enroll in direct deposits to receive a Loan.</p> Discover You have good or excellent credit 7.99% - 24.99% (as of 11/07/25) Wells Fargo You want access to in-person branches 6.74% to 26.49% (as of 10/02/25), lowest APR includes a 0.25% relationship discount Upstart You need a small loan 6.50% - 35.99% (as of 09/30/25) Best Egg You need a secured loan 6.99%–35.99% (as of 11/07/25) Upgrade You have fair or poor credit 7.74%-35.99% (as of 10/15/25)2 <p class="">Personal loans made through Upgrade feature Annual Percentage Rates (APRs) of 9.99%-35.99%. Although you can use a personal loan from just about any of the companies on our list to pay off credit card debt, Happy Money personal loans are specifically designed for this purpose.